Business Protection


Business Protection Insurance is a way of protecting your business to ensure that you, your co-workers and the business itself are insured for the unexpected.


There are 3 main elements to Business Protection Insurance:


Key person insurance – also known as keyman insurance is an insurance policy which a company takes out on any of its key employees or directors to whom they consider a great value to the business and will suffer financial losses should this person die or suffer from a critical illness which forces them out of work.


Shareholder Protection – Is an insurance policy put in place to protect a company’s shareholders.  This policy will pay out a lump sum upon a shareholders death to allow all the remaining shareholders to purchase the remaining shares and maintain ownership of the business


Business Loan Protection – Is Life assurance (sometimes life assurance and critical illness cover) written on the life of an individual or individuals.  If a claim is made a sum equal to the outstanding debt would be paid allowing the loans to be cleared


Contact us today on 028 87761137 to find out more or click here to request a call back